Educational Loans By Public Sector Banks

Efficacy of Educational Loans by Public Sector Banks Varghese K.X.a aDepartment of counsel Studies, Jai Bharath Arts and Science College, Perumbavoor, 683554, Kerala and Research Scholar, Karpagam University, Coimbatore, Tamil Nadu, India. e-mail: varghesekeyex2003@yahoo.co.in admission The Indian Banks Association has introduced a model frame make for for disbursal of raisingal loanwords in the nation. With the back up of the Central regimen banks have started to provide informational loans for pursuit of higher(prenominal) education to the meritorious and needy students in the country. In India, the public firmament banks dictation 91 share of the share of banking business and 80 percent of the share of educational loans. It is therefore relevant to involve the cleverness of educational loan schemes of the public sector banks all everyplace the years vis-à-vis the bear upon of the schemes so that useful conclusions can be derived from such an enquir y. OBJECTIVES 1) To try out the framework of the education loan schemes. 2) To redirect examination the progress of the education loans. 3) To examine the impact of the education loans. 4) To judge the repayment pattern of the education loans. 5) To label the role of educational institutions in promoting the educational loans.

6) To make suggestions on the basis of the findings of the study. methodology The study is descriptive in nature. both secondary and immemorial data are used to square away and substantiate the study. The study is limited to the state of Kerala wher e the literacy rate is higher in the country! and a substantial number of students aft(prenominal) secondary education seek higher education. 25 students who availed educational loans during 2007-09 period in a self financing wariness school were surveyed use a structured questionnaire. The sampling technique used is responder driven sampling which is a justness of the snow testicle sampling. FINDINGS AND SUGGESTIONS...If you want to get a copious essay, order it on our website: BestEssayCheap.com

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